Tel: (651) 552-3681
Email: joe@twincityhomeloans.comHome Purchase - Home Refinance
Serving MN WI IA ND SD
Joe was very informative, unbelievably knowledgeable in his field! He helped us finance our dream home. I hope to never move again but if I did, I will call Joe! Great guy! I highly recommend! Beth A (Purchase, Sept 2023) Pine City, MN. ★★ ★ [...]
Mortgage Interest Rates and Closing Costs Rates displayed below are current national averages for a best case customer obtained from a third-party. This is not your guaranteed rate. Your actual rate may vary based on many factors and may be lower or[...]
The HomeReady mortgage loan from Fannie Mae, and the Home Possible mortgage from Freddie Mac are conventional loans that require just a small 3% down payment for first time home buyers. HomeReady Home Possible program's features: Small 3% down [...]
Log into your account to: Upload documents Electronically Sign Documents Review your loan status OOPS... E-Sign and Account Review Temporarily Down Follow any e-Signing instructions you may have received via e-Mail. [...]
DOWN PAYMENT ASSISTANCE PROGRAMS MHFA Start Up and Step Up down payment assistance programs in MN for First Time Home Buyers Have $1,000? Have OK Credit? Than YOU can be a homeowner. The biggest hurdle for many first time home buyers is [...]
REFINANCING your Current Mortgage Loan When and Why? Thinking of mortgage refinancing in MN, WI, or SD? As a mortgage lender / broker based in the Twin Cities, you've come to the right place! Refinancing your current mortgage loan is most often [...]
The most common home loan in the United States is a 30-year fixed rate mortgage loan. With this kind of home loan, your monthly payments for interest and principal never change. Changes to your property taxes and home owners insurance could change [...]
An adjustable rate mortgage loan (ARM) generally begins with an interest rate that is 2-3 percent below a comparable fixed rate mortgage. This could allow you to buy a more expensive home. However, the interest rate adjusts at specified intervals [...]
FHA LOANS - Purchase or Refinance FHA insured mortgage loans are some of the most popular home loans for a variety of reasons, especially for first time home buyers. Some of the biggest reasons people choose FHA Loans are: As little as 3.50% [...]
VA HOME LOANS If you are active military, or former military, the VA mortgage loans are one of the best benefits given to you for your service. The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and [...]
Serving all of MN, IA, ND, SD and WI since 1991
Address
33 Wentworth Ave E, West St Paul, MN 55118
(651) 552-3681
joe@twincityhomeloans.comLicense Info
Cambria Mortgage NMLS# 322798. Equal Housing Lender. We lend in the following states: Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2023, Joe Metzler, NMLS 274132
