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    Email: joe@twincityhomeloans.com

  • Mortgage Interest Rates and Closing Costs Rates displayed below are current national averages for a best case customer obtained from a third-party. This is not your guaranteed rate. Your actual rate may vary based on many factors and may be lower or[...]

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    The HomeReady mortgage loan from Fannie Mae, and the Home Possible mortgage from Freddie Mac are conventional loans that require just a small 3% down payment for first time home buyers. HomeReady Home Possible program's features: Small 3% down [...]

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    Log into your account to: Upload documents Electronically Sign Documents Review your loan status   OOPS... E-Sign and Account Review Temporarily Down Follow any e-Signing instructions you may have received via e-Mail. [...]

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    DOWN PAYMENT ASSISTANCE PROGRAMS MHFA Start Up and Step Up down payment assistance programs in MN for First Time Home Buyers Have $1,000?  Have OK Credit?  Than YOU can be a homeowner. The biggest hurdle for many first time home buyers is [...]

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    VA HOME LOANS If you are active military, or former military, the VA mortgage loans are one of the best benefits given to you for your service. The VA mortgage loans extend to not only the Army, Navy, Air Force and Marines but also to Reservists and [...]

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    USDA RURAL DEVELOPMENT LOAN We provide these loans in Minnesota, Wisconsin, and South Dakota only  Are you looking to purchase a rural home with no down payment? Have you heard all the buzz about USDA Loans and want to find out more? USDA rural[...]

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    FHA 203k Rehab Loan for you next MN, WI, or SD home?    This loan allows you to buy a home needing a little TLC, and get the money to repair it all in one loan. Thousands of people are using the FHA 203k Streamline loan every single [...]

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    Any home loan in Minnesota, Wisconsin, or South Dakota that will be over the current conforming loan limit of $484,350 is considered a Jumbo Mortgage Loan. The limit may be higher in other states This really means that it no longer fits the [...]

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    REFINANCING your Current Mortgage Loan When and Why? Thinking of mortgage refinancing in MN, WI, or SD? As a mortgage lender / broker based in the Twin Cities, you've come to the right place! Refinancing your current mortgage loan is most often [...]

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    The most common home loan in the United States is a 30-year fixed rate mortgage loan. With this kind of home loan, your monthly payments for interest and principal never change. Changes to your property taxes and home owners insurance could change [...]

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