Tel: (651) 552-3681
Email: joe@twincityhomeloans.com
We will find the right mortgage for you
With a full suite of loan programs, we can find the right program for you. Conventional, FHA loans, VA Loan, USDA loan, jumbo, new construction, first time home buyers, down payment assistance, bank statement programs, and more.
Competitive rates on all loan programs
The main difference between lenders and their interest rates is overhead. The more overhead, like all day everyday advertising is pass on to YOU! Without all that expense, we are able to offer extremely competitive rates on all our programs.
Support from application to closing
We understand you don't do this everyday - So we are available 7-days a week to answer your questions, provide guidance, and calm your fears. You can also check your loan status 24/7 with our state-of-the art SmartPhone app.
A full and proper loan pre-approval is the first step in buying a home. Know what programs you qualify for, how much house you can buy, anticipated payments, and more... No obligations.
Options to fit your needs. Meet in person, and drop off paperwork, or everything done online with uploads and electronic signatures. Your choice.
Read our basic guide on the loan process from application to closing. There more you know, the better decision you make!
Take a quick peek at basic loan guidelines, debt ratios, credit, etc. to see if you qualify.
Twin City Home Loans
Looking for a home loan in the Twin Cities area?
Let us be your first choice
When you decide to buy your first home, or refinance a mortgage in Minneapolis, St Paul or throughout the greater Twin Cities area, your search for a perfect home loan should start and end right here.
With so many Mortgage Companies in the Twin Cities and nationally, you need to find the one you can trust to provide the mortgage loan that is best for you - and that usually isn't the bank or the in-house lender your Real Estate Agents suggests at the Real Estate Agents company.
Cambria Mortgage, top rated, and in business since 1991, is committed to providing you with the best and lowest interest rates in Minnesota, Iowa, Wisconsin, Northh Dakota, and South Dakota! Our loans are underwritten in Eden Prairie MN, from people who live here, and have a great reputation to uphold.
Are you looking for the lowest mortgage interest rates?
View twin cities mortgage rates instantly online, or opt for a more personalized mortgage interest rate and closing cost quote provided and reviewed by a licensed Loan Officer No SSN required.
As a Top Mortgage Company in the Twin Cities, we proudly offer an unprecedented 5 STAR Promise!
Many mortgage loan programs to choose from
We offer a offer a broad range of mortgage loans for both a home purchase or refinance with super competitive interest rates and first-rate service. From all your basic conventional loan programs, to second homes, new construction, and investment properties.
For our military personal, we offer an amazing VA LOAN in MN, IA, ND, SD, and WI. and even a NO Down Payment loan with the USDA Rural Development loan for rural parts of Iowa, Wisconsin, North Dakota, South Dakota, and Minnesota.
Need A Down Payment Assistance Program in MN
We offer a loan with a minimum of just $1,000 down payment. Yup - just $1,000 out of your pocket! The Minnesota Housing Finance Agency Start Up and Step Up down payment assistance programs allows you to get up to $10,000 in down payment and closing cost assistance. and only put down $1,000 - How cool is that?
Call our first time home buyer down payment assistance experts at (651) 552-3681, or simply fill out the quick online loan application.
Latest Mortgage News
2019 Super Mortgage Professionals
December 6, 2019
FOR IMMEDIATE RELEASE CAMBRIA MORTGAGE HOME TO FIVE SUPER MORTGAGE PROFESSIONALS Super Mortgage Professionals is compiled yearly by Twin Cities Business and Mpls. St. Paul Magazine EDEN PRAIRIE, Minn., November 21, 2019 -- The 2019 list of “Super Mortgage
Danger of internet lender Pre-approval letters
March 18, 2019Minneapolis, St Paul, MN: We all have heard of the importance of getting mortgage lender Pre-approved for a home loan before shopping for home, But did you know, Real Estate Agents look down on Pre-approval Letters from big national internet lenders, and large banks.? When
Serving all of MN, WI, and SD since 1991
Address
33 Wentworth Ave E, West St Paul, MN 55118
(651) 552-3681
joe@twincityhomeloans.comLicense Info
Cambria Mortgage NMLS# 322798. Equal Housing Lender. We lend in the following states: Minnesota, Wisconsin, Iowa, Colorado, Florida, North Dakota, South Dakota, and Texas. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. © 1998 - 2020, Joe Metzler, NMLS 274132