• Tel: (651) 552-3681
    Email: joe@twincityhomeloans.com

  • With 45-years combined lending experience, Joe and Eric Metzler have the mortgage loan knowledge and experience to your you the right loan, and get it closed on time.

    Make an appointment

  • Options to fit your needs. Meet in person, and drop off paperwork, or everything done online with uploads and electronic signatures. Your choice.

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  • Read our basic guide on the loan process from application to closing. There more you know, the better decision you make!

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  • A full and proper loan pre-approval is the first step in buying a home. Know what programs you qualify for, how much house you can buy, anticipated payments, and more... No obligations

    Pre-approval applicaton

  • Twin City Home Loans

    Looking for a home loan in the Twin Cities area?

    Let us be your first choice

    When you decide to buy your first home, or refinance a mortgage in Minneapolis, St Paul or throughout the greater Twin Cities area, your search for a perfect home loan should start and end right here.

    With so many Mortgage Companies in the Twin Cities and nationally, you need to find the one you can trust to provide the mortgage loan that is best for you - and that usually isn't the bank or the in-house lender your Real Estate Agents suggests at the Real Estate Agents company. 

    Cambria Mortgage, top rated, and in business since 1991, is committed to providing you with the best and lowest interest rates in Minnesota, Iowa, Wisconsin, Northh Dakota, and South Dakota! Our loans are underwritten in Eden Prairie MN, from people who live here, and have a great reputation to uphold. 

    Are you looking for the lowest mortgage interest rates?

    View twin cities mortgage rates instantly online, or opt for a more personalized mortgage interest rate and closing cost quote provided and reviewed by a licensed Loan Officer No SSN required. 

    As a Top Mortgage Company in the Twin Cities, we proudly offer an unprecedented 5 STAR Promise!

    Many mortgage loan programs to choose from

    We offer a offer a broad range of mortgage loans for both a home purchase or refinance with super competitive interest rates and first-rate service.  From all your basic conventional loan programs, to second homes, new construction, and investment properties.

    For our military personal, we offer an amazing VA LOAN in MN, IA, ND, SD, and WI. and even a NO Down Payment loan with the USDA Rural Development loan for rural parts of Iowa, Wisconsin, North Dakota, South Dakota, and Minnesota.

    Need A Down Payment Assistance Program in MN 

    We offer a loan with a minimum of just $1,000 down payment. Yup - just $1,000 out of your pocket!  The Minnesota Housing Finance Agency Start Up and Step Up down payment assistance programs allows you to get up to $10,000 in down payment and closing cost assistance. and only put down $1,000 - How cool is that?

    Call our first time home buyer down payment assistance experts at (651) 552-3681, or simply fill out the quick online loan application. 

  • Latest Mortgage News

  • 2019 Super Mortgage Professionals

    FOR IMMEDIATE RELEASE   CAMBRIA MORTGAGE HOME TO FIVE SUPER MORTGAGE PROFESSIONALS Super Mortgage Professionals is compiled yearly by Twin Cities Business and Mpls. St. Paul Magazine EDEN PRAIRIE, Minn., November 21, 2019 -- The 2019 list of “Super Mortgage

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  • Minneapolis, St Paul, MN: We all have heard of the importance of getting mortgage lender Pre-approved for a home loan before shopping for home, But did you know, Real Estate Agents look down on Pre-approval Letters from big national internet lenders, and large banks.? When

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