Our GOOD FAITH ESTIMATE is GUARANTEED NOT TO CHANGE once you lock your loan!

FREE No Obligation Quick Quote Form: When you see an iceberg, you are only seeing 1/10th of it. The remaining 9/10th is out of view. This is the basic philosophy of why we believe it is unethical and unprofessional for any lender to quote a rate to a customer without getting a minimal amount of personal information.

By giving us a few details, we can usually provide you with an more accurate quote of our most current rates. We are aware that many companies do post their ‘rates’ on their sites, however, because there are several variables that determine your actual rate, you may be viewing rates that are inaccurate or require such stringent qualification requirements that most borrowers do not qualify for that rate. Be careful of focusing too much on a published Interest Rate that may be a representation of a product that does not relate to your situation or the broader scope of your needs.

All of our loans are designed to fit your specific needs and credit situation. Therefore it is hard to quote one rate online that would apply to everyone. Selecting the wrong mortgage can cost you thousands of dollars, and no single loan is appropriate for everyone.

Finally, remember that No lender is able to give a 100% accurate quote until they completely review a full application, and that due to the ever-changing nature of interest rates, the rate quote you receive will be valid as of the time of the quote only.

Loan Information:
This loan is to	Purchase a home Refinance - Rate & Term Only Refinance - Get Cash Out Debt Consolidation  Home Equity Loan Other
The property is/will be our	Primary Home Second Home Income Property Other
The property is located in	Minnesota Wisconsin Other
We are thinking of a	FHA Loan 30 year fixed 20 year fixed 15 year fixed 10 year fixed VA Loan I NEED Zero Down I would LIKE Zero Down Rural Development MHFA HUD $100 Down Home Path Adjustable Not listed Undecided
Do you want to pay discount "points" to lower the rate?	Please Select Choice Quote ZERO Points Quote 1/2 Point Quote 1 Point Quote 2 Points
Refinancing? answer these additional questions:
How much do you currently owe  on the property	$
What is the estimated Market Value of the property?	$
Loan Amount Requested?	$
Closing Costs Options	Roll into loan amount I'll pay seperately Please Select Option
Purchasing a home, answer these additional questions:
What is the Purchase Price?	$
Estimated date of closing
I plan on putting a down payment of	Zero Down 3% 3.50% (Min FHA) 5% 10% 15% 20% 20-30% 30-40% 40-50% Over 50% Please Select Option (estimate if pre-approval)
Tax and Insurance Info:
Will you, or do you, escrow for taxes and insurance?	Yes No Unsure
What are the homes property taxes?	$per yr / Guess if not known
How much is the insurance?	$per yr / Guess if not known
Credit Information:
How would you rate your Credit?	EXCELLENT GOOD FAIR BRUISED MAJOR Issues
Have you ever had a bankruptcy?	No Yes
If "Yes", is it now discharged?	n/a Yes No
How many years has it been discharged?	n/a More than 7 4-7 2-4 1-2 Less than 1
Has anyone recently told you your credit score? If yes, what was it?	800+ 740 - 799 700 - 719 680 - 699 660 - 679 620 - 659 Less than 620 Don't Know
Contact Info:
Name:
Address:
City:
State	Zip
Best Contact Phone:
Email:
How did you here about us:	Please Select an Option Web Search Engine Word of Mouth/Referral BankRate.com/Interest.com Mortgage Search Engine Radio Qwest Dex-Yellow Pages Link from Realtor Site Re/Max Website Newspaper Ad Business Card Radio Commercial TV Commercial Other
Other Information:
Please write in any other information you feel is important to us making our rate quote.
You are sending this request to Joe Metzler, MLO, MMS, UMB. Contact him at (651) 552-3681 with any MN or WI Mortgage Loan Question