Apply online, start saving NOW.        $8000 Tax credit for first time homebuyers              FHA Direct Endorsed Mortgage Loan Specialists                Apply now, have an answer in a few hours            Already "pre-approved" - we offer a FREE 2nd Look, including Good Faith Estimate reviews.       
WE BEAT THE BANKS and your "Realtor's Guy" INTEREST RATES AND CLOSING COSTS EVERYDAY!

Buy a Home with our $1,000 purchase program

Yes it's Real -  New Program  -  Just Started August 16th, 2010

• 100% financing, 30-yr fixed
• Single family homes only
• Min 680 credit score and less than a 45% debt-to-income ratio required 
• Up to 3% seller paid closing costs
• Zero Down - but Buyers MUST put $1,000 into the deal
• Home Buyer Class Required 
• Available anywhere in Minnesota
• First time home buyers (or have not owned a home in the past 3 years) 

Option 1) Call the Metzler Group at Mortgages Unlimited at (651) 70-LOAN1 (651-705-6261) for a home loan mortgage quote. Speaking with a live experienced Loan Officer is easily the best way to obtain an accurate interest rate quote and estimate of closing costs.

Option 2) READY TO APPLY ONLINE? Our Secure Online Mortgage Application is available 24/7. Mortgages Unlimited does not charge an application fee to apply, and we will only move forward with your permission.

Option 3) WANT JUST QUICK QUOTE? Complete the Online Mortgage Rate Quote Form. This option allows Loan Officers the opportunity to research current interest rates and programs, then get back to you with our accurate quote.

As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace.  Get the personalized home mortgage loan experience you expect. Purchase, Refinance, Jumbo, Conventional, FHA loans, VA loans, MHFA CASA, USDA Rural Development zero down, Dakota County First Time Home Buyer, City Living, first time home buyer, grants, HUD homes, Fannie Mae HomePath, reverse mortgages, mortgages for self-employed people, and more.   

There are thousands of Mortgage lenders and Mortgage brokers in Minnesota and Wisconsin to choose from all claiming to be the best:

TOP REASONS YOU SHOULD HAVE US HELP YOU with you MN or WI Home Mortgage Loan:

1. Extremely low competitive interest rates (direct lender)
2. Rock bottom LOW closing costs
3. Professional highly trained experts to help you select the right mortgage program
4. Honesty and Integrity
5. We make the process easy, convenient, and painless
6. GUARANTEED LOWEST RATE AND COST COMBINATION

Need a mortgage? Consider an FHA mortgage. We provide MN and WI FHA home loan financing as a top Twin Cities area FHA mortgage lender. Make homeownership YOUR reality! While these loans are available to everyone, they are a favorite for first time home buyers in Minnesota and Wisconsin.

Why FHA? FHA mortgages are easier to qualify even with less than perfect credit. There is less down payment required and these loans often have very competitive interest rates. FHA loans are government insured home loans, and have been around since 1934.

Get real rate and closing cost estimates so you can see specific numbers right up front with no surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too. Plus, as a local direct lender, all our underwriting is done in Maple Grove, MN.

With our low rates and low closing costs, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

Looking for a home loan in the Twin Cities area? You’ve come to the right place!
When you decide to buy a home or refinance a mortgage in Minneapolis, St. Paul, or the surrounding areas, your search for a home loan or mortgage should start and end here.  With so many lenders to choose from in the greater metro area, and nationally, you need to choose one you can trust to find the mortgage loan that’s best for you. Plus, as a Home Buyers Scouting Report Preferred Lender, you have access to the most amazing home search tool for FREE. 

Sure, there are dozens of big bank mortgage lenders nationally, but you really need a local lender in Minneapolis, or Saint Paul.  Why?  Because we know the metro area and the surrounding areas like the back of our hand! We know the local REALTORS®, appraisers, inspectors, and so much more.  We also have state-of-the-art technology that makes the loan process as easy and fast as possible, all while delivering personal customer service that can’t be beat.  Don’t gamble your family’s largest investment with a big name lender and a telemarketing Loan officer at some out-state call center that may not know the Minneapolis, St Paul area.

We serve all of Minnesota and Wisconsin, including the following areas with home loans, real estate, title, and related services: Hennepin County (Minneapolis) Ramsey County (St Paul) Dakota County Washington County Scott County Anoka County Rice County St. Croix County, Wisconsin