Apply online, start saving NOW.        $8000 Tax credit for first time homebuyers              FHA Direct Endorsed Mortgage Loan Specialists                Apply now, have an answer in a few hours            Already "pre-approved" - we offer a FREE 2nd Look, including Good Faith Estimate reviews.       
WE BEAT THE BANKS and your "Realtor's Guy" INTEREST RATES AND CLOSING COSTS EVERYDAY!

There are thousands of Mortgage lenders and Mortgage brokers in Minnesota and Wisconsin to choose from all claiming to be the best:

TOP REASONS YOU SHOULD HAVE US HELP YOU with you MN or WI Home Mortgage Loan:

1. Extremely low competitive interest rates (direct lender)
2. Rock bottom LOW closing costs
3. Professional highly trained experts to help you select the right mortgage program
4. Honesty and Integrity
5. We make the process easy, convenient, and painless
6. GUARANTEED LOWEST RATE AND COST COMBINATION

Need a mortgage? Consider an FHA mortgage. We provide MN and WI FHA home loan financing as a top Twin Cities area FHA mortgage lender. Make homeownership YOUR reality! While these loans are available to everyone, they are a favorite for first time home buyers in Minnesota and Wisconsin.

Why FHA? FHA mortgages are easier to qualify even with less than perfect credit. There is less down payment required and these loans often have very competitive interest rates. FHA loans are government insured home loans, and have been around since 1934.

As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. We offer you; Competitive Rates, Lower Closing Costs, Home Buyer Benefits, and Guaranteed Closing Costs! Purchasing a first home, Refinancing your existing home loan, Jumbo loans, Conventional Fannie Mae and Freddie Mac loans, MHFA / CASA, FHA loans, zero down payment VA loans, zero down payment USDA Rural Development loans, first time home buyers, commercial loans, reverse mortgages, and more. read more

Get real rate and closing cost estimates so you can see specific numbers right up front with no surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too. Plus, as a local direct lender, all our underwriting is done in Maple Grove, MN.

With our low rates and low closing costs, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

Looking for a home loan in the Twin Cities area? You’ve come to the right place!
When you decide to buy a home or refinance a mortgage in Minneapolis, St. Paul, or the surrounding areas, your search for a home loan or mortgage should start and end here.  With so many lenders to choose from in the greater metro area, and nationally, you need to choose one you can trust to find the mortgage loan that’s best for you. Plus, as a Home Buyers Scouting Report Preferred Lender, you have access to the most amazing home search tool for FREE.

Sure, there are dozens of big bank mortgage lenders nationally, but you really need a local lender in Minneapolis, or Saint Paul.  Why?  Because we know the metro area and the surrounding areas like the back of our hand! We know the local REALTORS®, appraisers, inspectors, and so much more.  We also have state-of-the-art technology that makes the loan process as easy and fast as possible, all while delivering personal customer service that can’t be beat.  Don’t gamble your family’s largest investment with a big name lender and a telemarketing Loan officer at some out-state call center that may not know the Minneapolis, St Paul area.

We serve all of Minnesota and Wisconsin, including the following areas with home loans, real estate, title, and related services: Hennepin County (Minneapolis) Ramsey County (St Paul) Dakota County Washington County Scott County Anoka County Rice County St. Croix County, Wisconsin