Borrowers Certification & Authorization to Release Information

^Joe Metzler Mortgage Group
Serving Minneapolis/St. Paul, all of Minnesota, Wisconsin, & Florida

SECURE Mortgage Application.
Apply On-Line 24 hours a day

Thank you for applying with us. The following secure electronic application is provided for your convenience. This is a SECURE form. Your information will be encrypted before being transmitted. Completing the application does not obligate you to proceed. There is absolutely no cost to apply. In accordance with The Privacy of Consumer Financial Information Act, we understands that any information given by the customer for mortgage purposes will be used only for loan approval. Any personal information given on this web site will not be re-distributed or sold in any manner whatsoever. Your personal information is secure and confidential and will only be used in connection with your loan request. We never sell, rent, share or provide your personal information to outside parties for any marketing purpose. We are committed to protecting your privacy. You may withdraw your loan request at any time. Once we receive your electronic application, a loan officer will contact you to review your application. We will not begin processing your application without your express permission. You must speak directly with your loan officer to "lock-in" an interest rate and authorize the processing of your loan. This policy is for your benefit and satisfaction. Thanks again, we appreciate you and we value your business.

This application is designed to be completed by one or two applicants. Co-Borrower information should be provided if applicable. Please allow approximately 10 minutes to complete this SECURE application. If you are not sure how to answer a question or do not have enough time, leave it blank and continue. We can fill in any missing information later. We will receive your application once you click the "Submit" button at the end. Thanks again... we appreciate you and we value the opportunity to serve you.

If you have any question while filling out this form, please contact us at (651) 552-3681

Borrowers Certification & Authorization to Release Information and
Important Information About Procedures For Opening A New Mortgage Loan Account

By submitting your mortgage application through our Secure Internet connection: I/We have applied for a mortgage loan at www.TwinCityHomeLoans.com, who will process my loan as Great Rivers Mortgage LLC, or Mortgages Unlimited Inc, hereinafter called the lender. In applying for the loan, I/We completed a loan application containing various information on the purpose of the loan, the amount and source of the downpayment, employment and income information, and the assets and liabilities. I/We certify that all of the information is true and complete. I/We made no misrepresentations in the loan application or other documents, nor did I/We omit any pertinent information. I/We understand and agree that lender reserves the right to change the mortgage loan review processes to a full documentation program. This may include verifying the information provided on the application with the employer and/or the financial institution. I/We fully understand that it is a Federal crime punishable by fine or imprisonment, or both, to knowingly make any false statements when applying for this mortgage, as applicable under the provisions of Title 18, United States Code, Section 1014. I/We understand this pre-approval request is not to be construed as a complete application for credit and does not obligate the applicant in any way to lender. If desired, applicant may contact lender at anytime to finalize a formal credit application, and receive a Good Faith Estimate of all closing costs and disclosures. As part of the application process, lender and the mortgage guaranty insurer (if any), may verify information contained in my/our loan application and in other documents required in connection with the loan, either before the loan is closed or as part of its quality control program. I/We authorize lender, and to any investor to whom lender may sell my mortgage, to obtain any and all information and documentation that they request. Such information includes, but is not limited to, employment history and income; bank, money market and similar account balances; credit history; and copies of income tax returns. I/We authorize lender to obtain a copy of my/our credit report, and to make contact by mail, phone, or Email. Important Information About Procedures For Opening A New Mortgage Loan Account To help the government fight the funding of terrorism and money laundering activities, Federal Law now requires all financial institutions to obtain, verify, and record information that identifies each person who opens a mortgage loan account. What this means to you: When you open a mortgage loan account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. The information being requested and observed is for compliance with the requirements of Section 326 of the USA Patriot Act of 2001, implementing customer identification and verification requirements. The information in no way will be used in making the credit decision on your completed application.

Equal Housing Lender - Our services available only for properties located in MN, WI, and FL. Licensed as Great Rivers Mortgage, LLC and Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 9th Largest Retail Mortgage Originators in the country. We were recently ranked as 8th largest in Minnesota, by Minneapolis/St. Paul Business Journal. Any use or duplication of any materials is strictly prohibited. All images, text, and materials Copyright © 1998-2006. Metzler Enterprises, LLC. All Rights Reserved.